If you quit smoking, you could be a millionaire!

One of my neighbors smokes 3 packs of cigarettes a day. 

He knows that it's terrible for his health, but having better health was never a motivation for him. 

So, I went the financial route with him. 

I asked him how much money a pack of Marlboros goes for these days. 

Around $10 a pack! 

I was blown away. 

So, he spends around $30 a day on cigarettes, which is $930 a month! 

If he invested $930 a month (for 30 years) into a mutual fund with a 7% return, he’d have $1,093,740.17 at the end. 

What habits could you change in 2024 that could pay off for you in the long run? 

What's 1 habit that you’ll change next year?